patterns / inventory_heavy

credit thesis

Inventory heavy

stock ≥£500k with cash tightening on stable revenue — working capital is trapped on the shelves; inventory finance or ABL frees it

the signature — what the register must show
staff ≥5
stocks ≥ £500k
cash below the prior year
revenue stable or growing (≥90% of prior, or not filed)

Why it matters

Cash is sitting on the shelves: the stock supports revenue but consumes the liquidity. Wholesale, manufacturing and distribution live like this permanently — which is exactly why inventory facilities exist.

The play

Inventory finance, ABL or a working-capital facility sized against the stock; the conversation starts from the stock-turn number.

How it's kept honest

The badge is recomputed nightly across the whole index, and re-evaluated live the moment a company files — so a match is always a statement about the current register, not a stale list. Like every signal on the radar: a prompt to look closer, never a verdict.